Coinvest Fees Structure | Transact With or Without a Physical Card

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Coinvest Fees Structure | Transact with or without a Physical Card, Account Limits, and Fees.

Coinvest Fees

You can easily and conveniently transact with or without a Physical Card. By using Digital and Virtual Accounts only. For example, you can use the Digital Account for day-to-day transactions such as EFT’s, purchasing top-up vouchers, paying or being paid using a QR Code, and withdrawing cash at the Point of Sale of our retail partner Pick & Pay. You can do the same with the Virtual Account and additionally use it for online shopping or paying e-taxi and popular delivery services.

Monthly Account Fees

  1. Customer Monthly Fee (Digital Account)R45
  2. Customer Monthly Fee (Card Account)R10
  3. Customer Monthly Fee (Virtual Account)R10

Card Fees

  1. Card Activation FeeR50
  2. Cash ATM Withdrawal FeeR12+1,5%
  3. Card Payment (POS, E-Commerce)R5
  4. Balance Enquiry (ATM)R10
  5. Declined transaction Fee (on insufficient funds only)R10
  6. Declined ATM transaction FeeR5
  7. Card Replacement Fee (billed against Digital Account)R50
  8. Card Account Minimum Balance RequiredR100
  9. Cash withdrawal at POS (Cashback. Can only be done after a purchase)R6

Non-Card Fees

  1. Account-to-Account (P2P)R10
  2. Cash Voucher Account top-up (PnP Cash IN)R12.50
  3. Cash Out Token/voucher Fee (PnP Cash Out)R12.50
  4. Credit/Debit Card top-up4,50%
  5. EFT Transfer INR5
  6. EFT Out TransferR6
  7. Cash Deposit Voucher at ATM (Nedbank)R8 + 2%
  8. Loading FeeR3

Account and Transaction Limits

What is the account opening fee for a Coinvest Money Account (to be fully onboarded)?

What is the daily EFT limit

  • There is a daily limit of R20 000.00 (Twenty Thousand Rand) per account
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What is the daily ATM withdrawal limit?

  • There is a daily limit of R3 000.00 (Three Thousand Rand) using your Physical Card Account

What are the maximum balance limits on each account?

  • The maximum balance is R50 000.00 per account

What is the minimum balance required to maintain a Coinvest Money Account?

  • You need to maintain a minimum balance of R100 in your Digital Account at all times

What are the monthly spending limits per account?

  • Digital Account R50 000.00
  • Physical Card R24 000.00
  • Virtual Account R50 000.00

What amount can I swipe or tap without inputting a PIN?

  • R200.00 (Two Hundred Rand)

Coinvest Contact Details

OFFICE ADDRESS

1016 ROOS STREET
SELBOURNE BLOCK
FOURWAYS GOLF
OFFICE PARK
JOHANNESBURG
2191

WORKING HOURS

MON – FRI: 7:00 – 17:30
SAT: 8:00 – 15:00

SALES

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