Coinvest Fees Structure | Transact with or without a Physical Card, Account Limits, and Fees.
You can easily and conveniently transact with or without a Physical Card. By using Digital and Virtual Accounts only. For example, you can use the Digital Account for day-to-day transactions such as EFT’s, purchasing top-up vouchers, paying or being paid using a QR Code, and withdrawing cash at the Point of Sale of our retail partner Pick & Pay. You can do the same with the Virtual Account and additionally use it for online shopping or paying e-taxi and popular delivery services.
Monthly Account Fees
- Customer Monthly Fee (Digital Account)R45
- Customer Monthly Fee (Card Account)R10
- Customer Monthly Fee (Virtual Account)R10
Card Fees
- Card Activation FeeR50
- Cash ATM Withdrawal FeeR12+1,5%
- Card Payment (POS, E-Commerce)R5
- Balance Enquiry (ATM)R10
- Declined transaction Fee (on insufficient funds only)R10
- Declined ATM transaction FeeR5
- Card Replacement Fee (billed against Digital Account)R50
- Card Account Minimum Balance RequiredR100
- Cash withdrawal at POS (Cashback. Can only be done after a purchase)R6
Non-Card Fees
- Account-to-Account (P2P)R10
- Cash Voucher Account top-up (PnP Cash IN)R12.50
- Cash Out Token/voucher Fee (PnP Cash Out)R12.50
- Credit/Debit Card top-up4,50%
- EFT Transfer INR5
- EFT Out TransferR6
- Cash Deposit Voucher at ATM (Nedbank)R8 + 2%
- Loading FeeR3
Account and Transaction Limits
What is the account opening fee for a Coinvest Money Account (to be fully onboarded)?
- Please visit our fee section for a full breakdown https://coinvest.africa/fees
What is the daily EFT limit
- There is a daily limit of R20 000.00 (Twenty Thousand Rand) per account
What is the daily ATM withdrawal limit?
- There is a daily limit of R3 000.00 (Three Thousand Rand) using your Physical Card Account
What are the maximum balance limits on each account?
- The maximum balance is R50 000.00 per account
What is the minimum balance required to maintain a Coinvest Money Account?
- You need to maintain a minimum balance of R100 in your Digital Account at all times
What are the monthly spending limits per account?
- Digital Account R50 000.00
- Physical Card R24 000.00
- Virtual Account R50 000.00
What amount can I swipe or tap without inputting a PIN?
- R200.00 (Two Hundred Rand)
Coinvest Contact Details
OFFICE ADDRESS
1016 ROOS STREET
SELBOURNE BLOCK
FOURWAYS GOLF
OFFICE PARK
JOHANNESBURG
2191
WORKING HOURS
MON – FRI: 7:00 – 17:30
SAT: 8:00 – 15:00
SALES
- sales@coinvest.africa
- +27 11 507 5555
SUPPORT
- support@coinvest.africa
- +27 11 507 5555
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